Can medical insurance coverage reduce disparities of income in elderly patients requiring long-term care? The case of the People’s Republic of China

Bibliographic Details
Title: Can medical insurance coverage reduce disparities of income in elderly patients requiring long-term care? The case of the People’s Republic of China
Authors: Zhang ZY, Wang JB, Jin MJ, Li M, Zhou LT, Jing FY, Chen K
Source: Clinical Interventions in Aging, Vol Volume 9, Pp 771-777 (2014)
Publisher Information: Dove Medical Press, 2014.
Publication Year: 2014
Collection: LCC:Geriatrics
Subject Terms: Gini coefficient, bedriddern, long-term care, insurance, Geriatrics, RC952-954.6
More Details: Zhenyu Zhang,1 Jianbing Wang,1 Mingjuan Jin,1 Mei Li,1 Litao Zhou,2 Fangyuan Jing,1 Kun Chen1 1Department of Epidemiology and Health Statistics, School of Public Health, Zhejiang University, Zhejiang, People’s Republic of China; 2Quality Control Department, Zhejiang Hospital, Zhejiang, People’s Republic of China Background: The People’s Republic of China’s population is aging rapidly, partly because of the impact of the one-child policy and improvements in the health care system. Caring for bedridden seniors can be a challenge for many families in the People’s Republic of China.Objective: To identify the inequality of income among different age groups and social statuses, and evaluate the medical burden and health insurance compensation in the People’s Republic of China.Methods: We measured income inequality and insurance compensation levels among bedridden patients in Zhejiang province, People’s Republic of China. Factor analysis and Gini coefficients were used to evaluate degree of income inequality and insurance compensation level.Results: We found distinct regional disparities in Zhejiang province, including the aspects of income, expenses, and time. Gini coefficients of older adults with long-term care needs in urban and rural areas were 0.335 and 0.602, respectively. In all age groups, Gini coefficients increased after adjustment for medical expenditures, and the inequality persisted after insurance reimbursement was taken into consideration.Conclusion: A significant income disparity between rural and urban areas was observed. Inequality increased with age, and medical expenditure is a huge burden for older people with long-term care needs. Health insurance does not play an important role in reducing inequalities among patients who need long-term care services. Keywords: Gini coefficient, bedridden, long-term care, insurance
Document Type: article
File Description: electronic resource
Language: English
ISSN: 1178-1998
Relation: https://www.dovepress.com/can-medical-insurance-coverage-reduce-disparities-of-income-in-elderly-peer-reviewed-article-CIA; https://doaj.org/toc/1178-1998
Access URL: https://doaj.org/article/24a771546880411b9e58ca292679b0fe
Accession Number: edsdoj.24a771546880411b9e58ca292679b0fe
Database: Directory of Open Access Journals
More Details
ISSN:11781998
Published in:Clinical Interventions in Aging
Language:English