THE EFFECT OF AI-ENABLED CREDIT SCORING ON FINANCIAL INCLUSION: EVIDENCE FROM AN UNDERSERVED POPULATION OF OVER ONE MILLION.

Authors: Li, Chunxiao¹ Chunxiao.li@ustc.edu.cn, Wang, Hongchang² hongchang.wang@utdallas.edu, Jiang, Songtao³ jiangsongtao@craiditx.com, Gu, Bin⁴ bgu@bu.edu

Source: MIS Quarterly. Dec2024, Vol. 48 Issue 4, p1803-1834. 32p. 35 Color Photographs.

Subject Terms: *Artificial intelligence, *Financial inclusion, *Credit ratings, *Banking industry, *Personal loans

The Effects of Formal Financial Inclusion on Informal Credit Use: Evidence from Colombia.

Authors: Posada, Héctor M.¹ (AUTHOR) hector.posada@udea.edu.co, Gaviria-Garcés, Carlos Felipe¹ (AUTHOR), Londoño, David² (AUTHOR)

Source: Emerging Markets Finance & Trade. Feb2025, p1-26. 26p. 16 Illustrations.

Subject Terms: *Financial inclusion, *Regression discontinuity design, *Credit control, *Credit analysis, *Credit ratings

Short-Term and Long-Term Effects of Cash for Work: Evidence from a Randomized Controlled Trial in Tunisia.

Authors: Leight, Jessica¹ (AUTHOR) j.leight@cgiar.org, Mvukiyehe, Eric² (AUTHOR)

Source: Journal of Development Studies. Feb2025, p1-26. 26p. 5 Illustrations.

Subject Terms: *Financial inclusion, *Labor market, *Microfinance, Randomized controlled trials, Well-being, Public works

Geographic Terms: Maghreb (North Africa)

Digital financial inclusion, environmental sustainability and regional economic growth in China: insights from a panel threshold model.

Authors: Becha, Hamdi^1,2 (AUTHOR) bechahamdi@yahoo.com, Kalai, Maha^1,2 (AUTHOR) maha.kalai@fsegs.usf.tn, Houidi, Saifeddine^1,2 (AUTHOR) houidisaifeddine@gmail.com, Helali, Kamel^1,2 (AUTHOR) kamel.helali@fsegs.usf.tn

Source: Journal of Economic Structures. 2/12/2025, Vol. 14 Issue 1, p1-40. 40p.

Subject Terms: *Regional economic disparities, *Financial inclusion, *Regional development, *Sustainable development, Digital inclusion

Geographic Terms: China

Social network of digital inclusive finance and urban-rural income gap.

Authors: Zhang, Hejie¹ (AUTHOR), Fan, Hongzhong² (AUTHOR), Cheng, Ziang² (AUTHOR) 15871360992@163.com

Source: Applied Economics. Feb2025, p1-18. 18p. 3 Illustrations.

Subject Terms: *Income inequality, *Financial inclusion, *Economic impact, *Economic systems, Social network analysis

The effect of formal credit on household welfare in Malawi.

Authors: Jombo, Wytone¹ (AUTHOR), Sohn, Wook² (AUTHOR) wooksohn@kdischool.ac.kr

Source: Applied Economics. Jan2025, p1-14. 14p. 1 Illustration.

Subject Terms: *Financial inclusion, *Financial literacy, Propensity score matching, Maximum likelihood statistics, Literacy programs

Microcredit as a catalyst for microbusiness growth: a myth or reality; a case of Asante-Akim Central Municipality, Ghana.

Authors: Musah, Ibrahim^1,2,3 (AUTHOR) imusah2730@gmail.com

Source: Future Business Journal. 1/22/2025, Vol. 11 Issue 1, p1-17. 17p.

Subject Terms: *Financial inclusion, *Businesspeople, *Interest rates, *Financial management, *Small business, *Microfinance, *Financial literacy

The effect of business experience on fintech behavioural adoption among MSME managers: the mediating role of digital financial literacy and its components.

Authors: Zaimovic, Azra¹ (AUTHOR) azra.zaimovic@efsa.unsa.ba, Omanovic, Adna^1,2 (AUTHOR) adna.o@live.com, Dedovic, Lejla¹ (AUTHOR) lejla.dedovic@efsa.unsa.ba, Zaimovic, Tarik¹ (AUTHOR) tarik.zaimovic@efsa.unsa.ba

Source: Future Business Journal. 3/4/2025, Vol. 11 Issue 1, p1-22. 22p.

Subject Terms: *Financial inclusion, *Financial literacy, *Electronic commerce, Digital literacy, Cognitive psychology

Geographic Terms: Bosnia & Herzegovina

Beyond compliance: exploring the synergy of Islamic Fintech and CSR in fostering inclusive financial adoption.

Authors: Alsmadi, Ayman Abdalmajeed¹ (AUTHOR) Ayman.smadi@zuj.edu.jo

Source: Future Business Journal. 1/24/2025, Vol. 11 Issue 1, p1-14. 14p.

Subject Terms: *Financial inclusion, *Sustainable investing, *Social responsibility of business, *Market penetration, Social responsibility

An Empirical Investigation on the Relationship Between Digital Finance Adoption and Financial Inclusion of Micro Businesses in India.

Authors: Verma, Sushma¹ sushma.verma@ves.ac.in, Shome, Samik² samik@nirmauni.ac.in

Source: Journal of Small Business Strategy. 2025, Vol. 35 Issue 1, p58-73. 16p.

Subject Terms: *Financial inclusion, *High technology industries, *Small business, Peer pressure, Prospect theory

THE ROLE OF FINANCIAL TECHNOLOGY IN ENHANCING FINANCIAL INCLUSION: A REGULATORY PERSPECTIVE ON CURRENT INDUSTRY TRENDS.

Authors: Rifai, Mohammad Al¹, AlBaker, Yousef¹

Source: Corporate & Business Strategy Review. 2025, Vol. 6 Issue 1, p43-52. 10p.

Subject Terms: *Financial inclusion, *Technological innovations, *Financial technology, *Poor communities, *Electronic funds transfers, *Robo-advisors (Financial planning)

How Does Banking Concentration Affect Financial Inclusion in the Southern African Region?

Authors: Simatele, Munacinga¹ (AUTHOR) msimatele@ufh.ac.za, Bolarinwa, Segun Thompson¹ (AUTHOR) bolarinwathompson@yahoo.com

Source: Economies. Feb2025, Vol. 13 Issue 2, p32. 15p.

Subject Terms: *Financial inclusion, *Banking industry, *Bank accounts, *Property rights, Trust

Geographic Terms: Africa

Company/Entity: United Nations

Evaluating the Gendered Credit Constraints and Uptake of an Insurance-Linked Credit Product Among Smallholder Farmers in Kenya.

Authors: Timu, Anne G.¹ (AUTHOR) a.timu@cgiar.org, Shee, Apurba² (AUTHOR), Ward, Patrick S.³ (AUTHOR), You, Liangzhi¹ (AUTHOR)

Source: Journal of Development Studies. Mar2025, Vol. 61 Issue 3, p336-356. 21p.

Subject Terms: *Credit insurance, *Financial inclusion, *Credit control, *Agricultural credit, Farmers, Women farmers

Saving on the Phone—Evidence from Ghanaian Cocoa Farmers.

Authors: Wahbi, Annkathrin¹ (AUTHOR) annkathrin.wahbi@uni-goettingen.de, Rosero, Gabriel¹ (AUTHOR), Musshoff, Oliver¹ (AUTHOR)

Source: Journal of Development Studies. Jan2025, Vol. 61 Issue 1, p63-80. 18p.

Subject Terms: *Financial inclusion, *Banking industry, *High technology industries, *Bank accounts, Cacao growers

MFIs and Financial Inclusion: The Role of Business Models.

Authors: Bhawe, Nachiket¹ (AUTHOR) bhawe@uncp.edu, Jha, Srivardhini K.² (AUTHOR)

Source: Journal of Development Studies. Jan2025, Vol. 61 Issue 1, p133-151. 19p.

Subject Terms: *Financial inclusion, *Informal sector, *Business models, *Databases, *Hard currencies

Gender gap in financial inclusion and financial stability: does climate risk make a difference?

Authors: Ghosh, Saibal¹ (AUTHOR) emailsaibal@gmail.com

Source: Applied Economics Letters. Mar2025, Vol. 32 Issue 5, p721-725. 5p.

Subject Terms: *Financial inclusion, *Banking industry, *Financial security, Gender inequality

Impact of financial inclusion on household welfare in Liberia: A gendered perspective.

Authors: Mulbah, Francis F. B.¹ (AUTHOR) francismulbah@gmail.com, Olumeh, Dennis Etemesi² (AUTHOR), Mantey, Vida³ (AUTHOR), Ipara, Billy Okemer⁴ (AUTHOR)

Source: Review of Development Economics. Feb2025, Vol. 29 Issue 1, p145-165. 21p.

Subject Terms: *Financial inclusion, *Income, Food quality, Gender inequality, Food security

Geographic Terms: Liberia

The classical and neoclassical perspectives: A theoretical framework for studying the advent and growth of mobile money—The Tanzanian experience.

Authors: Mhella, Deogratius Joseph¹ (AUTHOR) kadenge@hotmail.com

Source: Review of Development Economics. Feb2025, Vol. 29 Issue 1, p105-144. 40p.

Subject Terms: *Financial inclusion, *Digital currency, Digital technology, Research questions, Thematic analysis

Geographic Terms: Tanzania

A gendered analysis of the effect of financial inclusion on household welfare in Burundi.

Authors: Atta‐Aidoo, Jonathan^1,2 (AUTHOR) jo.attaaidoo@gmail.com, Matthew, Ester Cosmas³ (AUTHOR), Saleh, Abdulkarim Onah^4,5 (AUTHOR), Bizoza, Saidi⁶ (AUTHOR)

Source: Review of Development Economics. Feb2025, Vol. 29 Issue 1, p43-63. 21p.

Subject Terms: *Financial inclusion, *Financial literacy, *Personal loans, Developing countries, Gender inequality

Geographic Terms: Burundi

Financial inclusion, gender gaps and agricultural productivity in Mali.

Authors: Fowowe, Babajide¹ (AUTHOR) babafowowe@hotmail.com

Source: Review of Development Economics. Feb2025, Vol. 29 Issue 1, p3-42. 40p.

Subject Terms: *Financial inclusion, *Standard of living, *Agricultural industries, Gender inequality, Food security, Agricultural productivity

Geographic Terms: Mali